Privacy Policy

1. Information we Collect - Capins Insurance DBA Joe Don Punzalan

We may collect:

  • Personal details (name, email, phone, address)

  • Insurance and financial information

  • Health information (only when required for underwriting)

  • Website data (IP address, cookies, browser type)

2. How We Use Your Information - Capins Insurance DBA Joe Don Punzalan

We use your information to:

  • Process insurance applications

  • Provide customer support

  • Communicate with you

  • Comply with legal obligations

3. Sharing of Information - Capins Insurance DBA Joe Don Punzalan

We may share your information with:

  • Insurance carriers and underwriting partners

  • Service providers (e.g., payment processors, CRM tools)

  • Authorities when required by law

We do not sell your personal information.

4. Data Security - We use reasonable safeguards to protect your data, but no system is completely secure.

5. Your Rights - Depending on your state, you may request access, correction, or deletion of your personal data. Contact us to make a request.

6. Cookies & Tracking - We use cookies to improve your experience. You can disable them in your browser settings.

7. Updates - We may update this policy. Changes will be posted on this page.

8. Non-Sharing Clause - No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties

Call 877-883-1807

Address: 5682 Roundrock Drive, Las Vegas, NV 89142

Site: www.capins.biz/lifeinsurance

Copyright 2026. All Rights Reserved.

Terms & Conditions - Use of this site means you accept that all information is for general purposes only, not guaranteed, and subject to change. Capins Insurance is not liable for any use of this site.

Privacy Policy - We collect basic information to provide services and do not sell your data. By using this site, you consent to our data practices.